Things that you should know but you didn't

Anda semua pencarum EPF/KWSP ?

Dimana wang anda di laburkan ?

Mengikut Akta KWSP, wang pencarum boleh dilaburkan di instrumen-instrument
berikut.

Section 26 of the EPF Act allows EPF's funds to be invested in the following manner:

Section 26(1)
to be deposited in:
Bank Negara Malaysia; or
bank duly licensed under the Banking and Financial Institution Act 1989; or
any other financial institutions duly licensed under the Banking and Financial Institution
Act 1989 and approved by the Minister;
to be invested in:
shares of any public company listed on the stock exchange established in Malaysia and
buying of new shares, the issue or sale of which has been approved under the Securities
Industry Act 1983, in any public limited company incorporated in Malaysia which is listed
on a stock exchange in Malaysia or the listing of which on a stock exchange in Malaysia
has been approved under the Securities Industry Act 1983; or
debentures of any public company;
in bonds or purchasing of mortgage papers, commercial notes, banker's acceptances, money market
papers, certificates of deposits, private debt securities, promissory notes and bills of
exchange within the meaning of the Bills of Exchange Act 1949 and other negotiable instrument of
similar nature;
in accordance with the provisions of the Trustee Act 1949: Provided however, where the Board
invest in or upon titles immovable property in Malaysia in accordance with section 4(1) (c) of
the Trustee Act 1949, such immovable property may or may not yield any income at the time of
such investment;
to provide loans to Federal or State Government; and
to provide loans to members of the Fund subject to such terms and conditions as may be
determined by the Board for the purpose of purchasing or building a house.
Section 26 (2)

The Board may with the written approval of the Minister, invest moneys belonging to the fund in the
following manner:
to deposited in any bank or financial institution established by or under any written law;
to be invested in any joint-venture;
by participating in any privatisation programme;
to provide loans to any company incorporated under the Companies Act 1965 or any corporation
established by or under any written law;
by investing in any investment outside Malaysia; or f) investing in any other form of investment

Nota kaki: nampak macam kebanyakan tempat pun boleh.